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Year-End Household Payroll Checklist

Taxes & formsUpdated Aug 20, 2026
Quick answer

At year-end, household employers typically need to total up the year's wages and taxes, give their employee a W-2 by January 31, and prepare to file Schedule H with their federal tax return by the regular April filing deadline — using numbers that should already be tracked from each payday, not reconstructed from memory.

The year-end checklist

  • Total gross wages paid for the year, and confirm you crossed (or didn't cross) the $3,000 FICA threshold
  • Total Social Security, Medicare, and any federal income tax withheld
  • Total federal unemployment (FUTA) tax owed, and any state unemployment tax
  • Prepare and deliver a W-2 to your employee by January 31
  • File Copy A of the W-2 (with Form W-3) with the Social Security Administration
  • Attach Schedule H to your Form 1040 by the regular filing deadline

Why this is easy if you tracked all year, hard if you didn't

Every number above is just a sum of what happened at each individual payday during the year. If you recorded hours and pay accurately each time, year-end is a summary, not a research project. If you didn't, you're reconstructing months of history from bank statements — see our catch-up guide if that's where you are.

What changes if your employee's situation changed mid-year

If your employee's withholding choice changed, they moved, or employment ended partway through the year, your year-end numbers should reflect what actually happened in each period — not what was true at the start or end of the year.

Frequently asked questions

When exactly is the W-2 due?

January 31 of the following year, both to your employee and to the Social Security Administration.

Does Sadie generate the actual W-2 and Schedule H forms?

Sadie generates the actual W-2 and W-3 forms, filled in with the numbers from your recorded paydays — download them from Tax Center, then sign and send them yourself. Schedule H's official form unlocks once we've verified that tax year's rates; until then, the numbers are ready for you or your tax preparer to enter by hand.

Related guides

Don't reconstruct a year of payroll from memory.

Sadie keeps your W-2 and Schedule H numbers ready from every payday you record — $12.99/month for your first active employee, plus $4.99/month per additional one, first payday free.

This guide is general information, not tax or legal advice. Rules vary by state and change over time — confirm anything specific to your situation with a licensed professional or your state's labor department.

Household Payroll Year-End Checklist (W-2, Schedule H) | Sadie